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百万级帝景苑惊现!

来源:福禄装修家居 时间:2026年01月04日 11:35

Exclusive Deal: Buy Di Jing Yuan for Only 10 Million in Xiamen's Real Estate Market Exclusive Deal: Buy Di Jing Yuan for Only 10 Million in Xiamen's Real Estate Market

As the year comes to an end and a new one begins, unexpected events often unfold. On the first day of 2026, a fan of mine dropped a bombshell that would be the most explosive real estate news in Xiamen that year: someone bought a flat in Di Jing Yuan for 10 million yuan!

In Xiamen, 10 million yuan can barely buy an 180-square-meter flat in the city center, and a flat in Di Jing Yuan, which starts at 35 million yuan, is undoubtedly a top luxury asset. It holds a position in the large flat market in Fujian similar to Huawei's, leading the way by a wide margin. Could someone really use 10 million yuan in full to secure such a hard-core asset?

Conclusion: The deal of buying Di Jing Yuan for 10 million yuan is true, but it is limited to only 5 sets, with available units between the 10th and 20th floors, and it's a first-come, first-served basis. However, the developer's requirements are extremely high, and most people cannot meet the conditions.

A friend of this fan proposed a housing purchase intention to Di Jing Yuan using the following payment method, and the developer agreed.

This is a brand new housing purchase model, and here are the four steps to buy Di Jing Yuan for 10 million yuan:

Sign an agreement to mortgage a duplex to the buyer. The buyer transfers 1 billion yuan to the developer's designated account and keeps it there for 3 years. The buyer purchases an unsold flat in Building 1, Floor 20 and below at a price of 10 million yuan (产权面积 350 square meters, usable area over 600 square meters). After 3 years, Di Jing Yuan returns the 1 billion yuan to the buyer, and the buyer returns the mortgage certificate.

Although it sounds complicated, it is actually simple.

In essence, it's not about whether you have the money to buy the product, but whether you have the matching level of funds to enter the market. This is essentially a bundled plan: using a large, long-term cash flow to prove your worth in exchange for a purchase qualification at a far lower market price.

Many people will interpret this as a price cut, thinking that 10 million yuan is the threshold, but the real threshold is the 1 billion yuan behind it. You might think you are the closest to Di Jing Yuan for the first time, but actually, this is the most distant distance...

Can you mobilize 1 billion yuan at any time and have the ability to keep it in an account for 3 years without moving? Such a wealthy person is far fewer than imagined.

The Hurun Wealth Report for 2024 shows that there are only a few thousand families with billion yuan assets in Fujian — note that this is a concept of "total family assets," which is completely different from "cash flow" that can be moved at any time.

On the surface, it seems to be open to everyone, but in reality, only a tiny percentage at the top of the pyramid can reach it.

After reviewing the new housing purchase plan of Di Jing Yuan, the most intriguing point, and also the core focus of the plan, is: what is the market valuation of the asset exceeding 1 billion yuan? What is its real market value?

The fan did not reveal the specific details of the mortgaged asset. However, by reviewing all the products of Di Jing Yuan, the duplex, with a usable area of 1500 square meters and an 18-meter-long, 1.5-meter-deep indoor swimming pool, should have a market valuation exceeding 1 billion yuan. The most likely mortgaged item is this developer's exclusive "non-sale product." Such a unique piece, placed throughout the country, is exclusive to Di Jing Yuan.

This is the key to this game. Essentially, this is not a promotion aimed at the general public, but a game aimed at the top tier of the crowd.

For Di Jing Yuan, its core demand may be to obtain a long-term, stable, and cost-effective large amount of capital support. More importantly, it also carries out a more precise selection of owner circles.

For buyers, it is to lock in the purchase qualification of a top-level luxury home at a far lower price than the market price under the guarantee of funds.

By now, you might have realized that this is not a price cut, but rather another form of "increase." It is not an increase in the house price, but an increase in the threshold of entry for the circle.

This has nothing to do with 99.99% of people because it is prepared for only 0.01% of people.

Finally, leave an open-ended question that is the most thought-provoking part of this game, according to Huang Can: what if, three years later, the asset price sharply rises or falls? How will the buyer and the developer negotiate then?

In the end, would you play this game if you could bet 10 million yuan for a Di Jing Yuan worth 50 million yuan?

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